Income Protection Cover
Aspect Underwriting provides one of the best income protection insurance online. From a quote to fully covered in under 10 minutes, no phone calls required. We can cover up to 85% of your income and offer the highest levels of cover in the market. We offer savings bundles when you purchase income protection insurance with another insurance product.
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Total & Permanent
Disability Cover
Aspect’s TPD online cover pays you a lump sum amount if you suffer from a severe illness or injury that restricts you from working permanently. Available for most occupations, Aspect offers the ability to choose from a standard TPD, other TPD or a combination up to 10 times your income value (up to $7,500,000).
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Trauma Insurance
Critical Illness (Trauma) Insurance provides you with a lump sum payment if you suffer a serious medical condition like a heart attack, stroke or cancer. A trauma benefit is typically used to pay off immediate medical bills, rehab expenses, replace income and assist with your ongoing costs, protecting you against future debts and time away from work.
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Accidental Death Cover
Accidental Death Insurance is an easy and low-cost alternative to Life Insurance (death by any cause), or a good way to supplement an existing life benefit. Accidental death cover will pay your estate a benefit amount upon your death as a result of an accident/injury. It differs from life insurance as you will not be paid a benefit if an illness is the cause of your death. Accidental death cover is significantly cheaper than life insurance because it only covers injury. Generally, the sum insured would be $100,000 to $1,000,000, depending on your circumstances.
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