The Ease of Generating An Income Protection Quote Online


We are all living in a technologically driven era. Whether it is ordering our food, shopping, booking tickets, almost everything we need is just a few clicks away, and we have become very comfortable with this reality.

However, there are always some hesitations when turning to the digital world for services like banking, or insurance. The main reason behind this is the fear of lack of privacy and credibility.

Luckily for those companies, people are getting more accustomed to heading online when it comes to big ticket items such as insurance. Getting income protection insurance online is gaining popularity across Australia; within minutes, you can now cover your most valuable asset.

If you are still not convinced about getting an income protection quote online, here are some reasons why you should go for online insurance quotes:


Generating an income protection insurance quote online is so easy, anyone can do it. Credit:


Easy, Fast and Convenient

When you use an online transaction method, you save time across every step of the process. Find, compare, get a quote and make payment in just a few clicks. You can purchase insurance much faster online than offline.

Also, you don’t need to have any physical paperwork. You will simply receive the policy information on your laptop, tablet or phone. Simply login to your account and access your insurance policy and its details.


Informed Choice

Buying insurance online allows you to access all of the information about the insurance company, your policy, its features, terms and conditions – before you make a decision. You will not have to go back and forth to a physical location a bunch of times before making an informed decision. You can even compare policies to find the best one, and also make sure the premium is within your budget, this is not as easy if you choose to buy offline.


Lower Premiums

The most important factor, that usually determines if you end up buying insurance or not, is the cost. Most online insurance is cheaper than offline, because it costs less for a company if you get an online quote and insurance policy. There is some simple logic behind online insurance being cheaper, the company saves on distribution channel expenses, infrastructure and other overheads. They then use this saving to reduce the cost of online premiums. Another reason is that you are purchasing from the insurance provider directly. Therefore there are no intermediary costs that you have to pay.


No Interaction with Sales People

Not everyone likes interacting with a salesperson to get things done. Buying insurance online enables you to cut off this interaction. Also, now that social distancing is the new normal and we can play a part in keeping our community safe by purchasing insurance online.


There are lots of insurance providers who sell insurance online but remember not all are the same. When it comes to income protection insurance in Australia, Aspect Underwriting is one name you can trust.

They provide one of the best income protection insurance products online. For example, they can cover up to 85% of your income and offer waiting periods as low as 14 days. With Aspect Underwriting, you can get a quickly customised income protection insurance quote online, without ever calling or meeting them. If you are interested in a free quote then just click here.

Mike Wallis

Mike has over 25 years experience, having spent his first seven years working as a Broker at Jardine Lloyd Thomson in Melbourne and in 2002 was transferred to JLT’s Accident and Health Department in London. For four years (2002 – 2005) Mike was a specialist A&H Lloyd’s Broker and during this time developed excellent relationships with the Lloyd’s A&H underwriting fraternity. In 2006 he returned to Australia in a senior broking position with overall responsibility for Placement Strategy, including the implementation of underwriting facilities and the various authorities granted by Lloyd’s. Mike was the underwriter at two specialist Underwriting Agencies prior to founding Aspect Underwriting in 2016.