Just Because We Are On Our Way To COVID Normal, Doesn’t Mean We Shouldn’t Forget The Lessons Learnt About The Unpredictability Of Our Lives


If the last two years have taught Australians anything it is that life is unpredictable. No one could have predicted that a global pandemic was going to impact our lives, and in such drastic ways.

So, now with the vaccine roll-out moving ahead at record speed, and restrictions being eased daily, we are heading towards our COVID normal lives.   

A lesson that every one of us can take away from this is that we need to be prepared for the unpredictability that comes with life. Even if we don’t want to think about it, we must be prepared for the worst-case scenario.

This means that every one of us should look into purchasing the necessary insurance policies, so you can financially support yourself and your family in a worst-case scenario situation.’



If you fall ill or become injured and are unable to work as a result, you might not be able to support yourself and your family financially, which can create a stressful situation, while you are trying to recover. The last thing you want to think about when trying to recover is to be thinking about your finances.

In this case, you should be looking into purchasing an income protection policy. An income protection policy will ensure that you will receive up to 75% (85% with Aspect Underwriting) of your pre-tax income, while you are recovering from an injury or illness and are unable to work.

Income protection insurance policies are the best way to ensure you are preparing for any unpredictability that life might bring your way.

However, making sure you are covered adequately all starts with the level of cover, and the right policy. In order to find the right income protection policy for you and your family, you should be searching for a general insurer who can provide you with a tailored policy that is created specifically for your income and lifestyle.

Aspect Underwriting can offer you a tailored income protection insurance policy that covers up to 85% of your pre-tax income, which is 10% more than the average insurer. Aspect UW can provide you with informed details about how their policies work and how income protection can contribute to a stable financial future for you and your family.



However, if you are someone who prefers to not have to deal with any phone calls or meetings in order to purchase an insurance policy, then you can easily get a free online income protection insurance quote. Then if you find the quote suitable to your specific needs, you can purchase the policy online, without having to discuss it with the professionals at Aspect UW. It is as easy as that to cover your family financially in case you fall ill or are injured.  

The unpredictability of life is what makes it so fun, however, the last thing you need is to be caught in a stressful financial situation, while you are trying to recover. Get a tailored income protection policy from Aspect UW today, to be covered for whatever life throws at you.

Mike Wallis

Mike has over 25 years experience, having spent his first seven years working as a Broker at Jardine Lloyd Thomson in Melbourne and in 2002 was transferred to JLT’s Accident and Health Department in London. For four years (2002 – 2005) Mike was a specialist A&H Lloyd’s Broker and during this time developed excellent relationships with the Lloyd’s A&H underwriting fraternity. In 2006 he returned to Australia in a senior broking position with overall responsibility for Placement Strategy, including the implementation of underwriting facilities and the various authorities granted by Lloyd’s. Mike was the underwriter at two specialist Underwriting Agencies prior to founding Aspect Underwriting in 2016.